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Insurance Claims Questions Protecting What Matters Most

Common Questions About Roof-Related Insurance Claims

Affordable Roofing Repair Service with Flexible Payment Plans

Our Colorado Springs roofing team at Divine Roofing, Inc. works hard to keep costs down for our customers. We can negotiate with your insurance provider on your behalf and guide you through the entire claims process. Often, homeowners insurance covers the cost of damages to your roof, should they result from a natural disaster or accident. A roofing expert from our company can help ensure that the insurance adjustor is made aware of all the repairs needed to get your roof back in shape and the likely cost of those repairs. This can help ensure that you receive an appropriate amount of compensation from your insurance company.

We have addressed some common insurance related concerns below. For personalized advice, call our Colorado Springs roofing company at (719) 497-1005.

Frequently Asked Questions

Who should I call first if I think my roof is damaged - Divine Roofing, Inc. or my insurance company?

First, contact Divine Roofing, Inc. for an inspection. We document your roof's damage extensively, with both a written summary and digital photographs. As roofing experts, we know exactly where to look and what specifications the insurance company will consider. Our inspections and repair estimations are FREE.

We can also help you determine if there is enough damage to warrant an insurance claim. If there is, we will help ensure that you file the claim correctly and follow the necessary procedures.

Also note that some insurance companies impose deadlines for how long you can wait to report roof damage and still be eligible for compensation. This is one main reason why it is so important to call a Colorado Springs roofing expert as soon as possible for an inspection.

Can you represent me during the insurance roof inspection?

Yes! Our inspector can be on hand when your insurance adjustor arrives to inspect the damage, making sure all areas of concern are included on the final report and that nothing gets missed. This helps ensure you get all the compensation you need for quality repairs.

Choose The Divine Experience

Learn Why Our Locally Owned & Operated Team Is the Best Choice for All Your Roofing Needs
  • Locally Owned & Operated Business
    We are proud to serve the community we know, love, and live in. As a team of local roofing experts, we have a unique understanding of what your Colorado home needs. Hire the team that knows your neighborhood.
  • GAF Factory-Certified Master Elite® Roofing Contractors
    Just under 3% of all roofers are GAF Master Elite® contractors. We push the envelope & obtain the highest industry certification, which means all projects are completed according to the highest standards!
  • Ready to Serve In Every Stormy Season
    We use the most innovative weather reporting technologies: the same that NASA uses! That means we keep you updated on incoming storms & inspect your roof after storms hit.

Will my insurance company pay for a new roof or roof repairs?

If you have homeowners insurance, it is likely that the final determination of the value of the claim will be based on the report from the insurance adjustor. Depending on the age of your roof, the amount paid may be less than the full cost of repair or replacement (due to depreciation). If you do not receive full compensation for your roof, Divine Roofing, Inc. provides affordable financing options and flexible payment plans to help you get the roof replacement or repair you need.

I got several estimates to repair my roof, but they vary widely. Why?

Before making a decision, make sure all the estimates are offering the same quality of materials and workmanship. One contractor might propose using 25-year shingles, while another may offer installation of a 50-year shingle for only slightly more. Be on the look out for companies that might be over-charging; quoting a more expensive price for lesser-quality materials is a sign of a bad deal.

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